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auto insurance companies list in new york

Car repair insurance puts even more of an insurance burden on the driver's wallet. Claims handling. Those who routinely deal with any kind of insurance know the game that insurers often play: an insurer will enthusiastically endorse an insurance product, and sign up new customers. Where it gets tricky is when the insurer is asked to actually pay a claim. Insurance buyers know that fine print can "void" much of the insurer's obligation. In the minds of many drivers, there's no point in paying for theoretical breakdown situations, only to find that in the rare chance that they do occur, some clause in the policy lets the insurer off the hook. The waiting game. When insurers do pay out, it may take months for the payment to reach the customer. That's time that a driver may not have to balance his or her checkbook against the financial liability of the vehicle breakdown. Again, a large number of drivers choose instead to keep money on hand for use in the event of a parts malfunction or breakdown of the car or truck they depend on for daily transportation. If the driver already has a trusted mechanic to do any necessary work on a vehicle, he or she will probably not opt for car repair insurance.

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In this case, it may be a good idea to consider coverage from the car rental company. If you are driving overseas. Most U. S. auto insurance policies only provide coverage in the United States and Canada. Before you head out of the country, check with your insurance agent to confirm whether or not your current policy applies overseas.

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